Posted on March 22, 2023 by March 22, 2023 by Heartbroken and lost, I just found out there was a lien I wasnt aware of in October 2008 for $75000 that Countrywide claimed they financed to another mortgage company to pay creditors so Countrywide and Recontrust filed the Reconveyance of Deed on a mortgage that was filed by another company made a $98000 loan to me and issued a check back to themselves for $75,000. 40 000 original note that Ive paid off but they lost.my payoff money. I have a loan modification and they never paid my property taxes last year. Ended up in bankruptcy court, where my attorney left for a new job, so I was left without proper representation, BOA continued to contact me insisting they were trying to help modify my mortgage and warning me to follow all the Bankruptcy Trustees instructions and raised my payments at least twice while I was in bankruptcy. Also some dirty doings in the county locking my husband up again so as we wouldnt have an income to assume the mortgage. They sold house sold on April 7th. Selene Finance is full of deception and falisifing promises. We recognize that homeownership can be challenging when financial difficulties arise. It has added a lot of stress and as of today I am shopping around to refiGOOD LUCK TO ANYONE THAT STAYS! cecil gaines salary Company Profile. I have written the CFPB and the state AG and still waiting a response. I hope the worst for Selene. Create your signature and click Ok. Press Done. Do we need to be worried? The company provides those looking for homes loans. I made sure if they accept the payment even last day. Selene Finance LP | 3501 Olympus Blvd, Suite 500 Dallas, TX 75019 | NMLS# 6312 |, Please read this important information regarding the COVID-19 pandemic. The house then went into foreclosure. They mailed me a number of letters saying they denied my modification but requested more documents. I am in the midst of this horrible experience and concerned about what will happen next. Dana Shafman Headquartered in Houston, Texas, Selene Finance is a residential mortgage company that handles all aspects of I too was formerly with Flagstar and then all of a sudden got a collection letter from Selene. Selene Finance foreclosed on my home of 23 years all the while leading me to believe they where helpinge to do a loan modification!! I also suggest hiring an attorney, mine has helped tremendously. I have been trying to get a loan modification for three years and its nothing but ### from the last three companies that have owned or serviced my loan. Do you have Power of Attorney on her accounts and Finances. Im sorry to hear this. I am in the same situation - stuck on the never ending remodification treadmill. They requested that I put a stop payment on the check and pay them over the phone for Jan. She said I could skip November's payment to help me get ahead and the payment would be divided into three installments added to the next three normal monthly payments. I found out when I went to Bank of America to make a payment. But eventually something went wrong. The lawsuit filed against Selene finance alleged that the company had misled borrowers and caused them to believe that they could qualify for a loan modification, when they really couldnt. Until that time FU Selene finance! After the lawsuit, Selene finance offered to settle the claims for only about one third of the total. WTH they told me interest. The essence of the American Dream is owning a home. something I do want to do.when I call they talk as if I called a church soooo nice. Low and behold now that we have court on November 17, with acquisitions of criminal trespassing and and an eviction , my husbands record has been cleared. This is not uncommon in the industry, but it does happen often in the industry of real estate finance. I did not say I could not make my payment, and I have never been late before or never had I not been able to pay. So I got to keep my house and lose everything else I owned to keep it. calls with its customers who are non-English speaking or limited English proficient and provides I am a victim of Selene Finance also. Thats all I can say in this forum. Selene finance is a private company based in Chicago. Headquarters. I had no choice 4 years ago other than to file chapter 13. Selene is a Standard & Poors, Moodys and Fitch rated Prime, Subprime and Special Servicer for Wall Street, Private Equity, REITs and GSEs. With that said, you do have rights and by simply understanding them and knowing how to exercise them, you can hold Selene Finance accountable for their actions. Bank of America just sold my note to Selene, and that is not a typo. It was started by Joseph Papp, a retired U.S. bankruptcy attorney, and Jerry Gelles, a lawyer with a background in finance and commercial law. They say they are from Selene with the similar messages or what others have stated. Fax: (866) 926-5498. Feel free to call us at 877.297.7011 for free advice on this topic. I paid taxes then 2 yrs later Im informed my house is going to auction.after some research I was informed selene is now holding my mortgage and without any knowledge of mine filed foreclosure in court and was awarded because I didnt appear.. because I was unaware of this. That doesnt mean you have a free pass to pay Budapest is a bustling and cosmopolitan city in Hungary that is home to a wide range of legal services. Every time I send them documents they request, they tell me they didnt receive them I had scanned and emailed them to the address that they gave me to use. Headquartered in Houston, Texas, Selene Finance is a residential mortgage company that handles all aspects of mortgage loan servicing, including receiving monthly mortgage payments and pursuing foreclosure against homeowners who fall . I kept asking if theres any other way to make payment. BBB does not endorse this company. herculoids gloop They found my money in a limited escrow. Contact the taxes dept of banking and also hud goverment. I am 60 years old!! I was offered 10K to move out, known as "cash for keys", I declined it. This set off the worst reaction ever. CLASS ACTION LAWSUIT. They are trying to push me into foreclosure.. TO ALL DISTRESSED HOMEOWNERS, Unfortunately, they had the right to report us because technically we had not paid November. Been with Flagstar Bank for 5+ years, never had a problem and received the letter from Flagstar that my mortgage has been sold. WebWe have been trying since March to close the property and Selene will not do the proper paperwork to apply for the missing title. So they foreclosed, but my house didnt sale on the court house steps, and they didnt give me a chance to redeem had I been able to. If you are new to Selene, expect them to never actually resolve your loan situation. I called Selene Finance and asked what to do. Bad situation just got worse. If one person is handling my account, why am I being transferred to so many different people's voicemails? I was very upset about this. I also noticed when they pay plaintiffs on a class action suit they use Rush, Consulting. You can also find this information by visiting agency websites associated with federally backed loans. I am worried about dealing with Selene Finance because of all the forums I have seen about it. I had to pay my bank to stop them from being able to take ANYTHING out of my account ever again. Webwhy did boone leave earth: final conflict. Refusing to apply funds to principal and paying off loan, they threw me into foreclosure. Selene is a specialty loan servicer with a history of outstanding performance, offering full-service capabilities supporting all aspects of residential I have never been late. Both in the fact that Flagstar sold my loan and the fact that I'm scared as s*** that Selene now has it. I have several hundred thousand dollars of equity in my home but cant sell it in this economy and refuse to give my house away. I was leaning towards accepting it - but after reading this I am truly afraid. WebGrace Period: The opposing counsel can communicate with the lender on your behalf in order to secure a grace period if you run into circumstances that may result in a late payment. I was offered and approved a permanent loan modification in a letter from my previous mortgage servicer 3 days prior to Selene Finance on December 3rd, 2021, then on December 6th, 2021, they took over my mortgage. I received February's payment coupon, and noticed my payment is $101.50 more per month. I could see this as a means to abuse the elderly and disadvantaged, and fear many will lose their homes to what they THINK is legitimate. I honestly feel that they are just giving me the runaround. Web/corey gamble parents nancy rogers/ selene finance grace period. Because of Covid, HRA lost many case workers, and got behind in the payments. WOW - WHAT A GREAT COMPANY THIS IS GOING TO BE TO WORK WITH! I would like to be included in the Class Action Lawsuit. I've been in "negotiations" with them for over a year. Said she would call back tomorrow but never calls. There's also a $616.47 Corporate Advance charge. Filing 1 NOTICE OF REMOVAL by Wilmington Savings Fund Society, FSB, D/B/A CHRISTIANA TRUST, NOT INDIVIDUALLY BUT AS TRUSTEE FOR PRETIUM MORTGAGE ACQUISITION TRUST, Selene Finance, LP from 429th Judicial District Court, Collin County, TX, case number 429-02283-2021. Need help. Had a fire in 2017 and they took all but about a tenth of the money. It pains me that you have fallen victim to the illegal, unfair, deceptive and abusive acts and practices of Selene but I commend you for stating then sharing your grief with Selene and other customers in order to assert your consumer and constitutional rights! They negotiated the check on the 27th. I am the lady that has lived in my home 32 years paid $46,000.00 and now owe 51,000. I called Selene in November, before my payment was due, just to ask what the grace period was because I knew I would be a few days late due to my new job having a delay on my first check. They just cashed my February payment, so I wonder what this call was about. I am paying 2.75 now , I am not behind on payments. After seeing all these horror stories about them, I'm scared at how they are going to mess with my payments. located here: www.nyc.gov/dca. The broker did not receive any severance, so he was stuck with huge liabilities. I have paid my mortgage on time every month for 4 years and made one late payment, only because I deposited a check from someone that bounced so I have no caught up on my last payment that was only 10 days late. 25 Feb/23. herculoids gloop and gleep sounds They assured me everything would be fine and not to worry. I dont think they really know anything about my account. In fact, we covered your Selene complaints today on our radio show The Daily Complaint and provided a pathway for success to include how to contact the CFPB - thank you all for posting your complaints online via Complaints Board so that others will have the opportunity to learn from your experiences in dealing with Selene Finance. Although they charged me $4000 for modification. Every new beginning comes from some other beginning's END I will pay my mortgage and you will never get my home. If you suspect a fraud attempt, we encourage you to contact your loan resolution representative at (877) 735-3637 or Customer Service. They stated no but wasnt interested in any information. When I explained about my chapter 13 she started transferring me to other departments. document.getElementById( "ak_js_1" ).setAttribute( "value", ( new Date() ).getTime() ); I am forewarning you that you will in fact be homeless if you don't pay them exactly to the penny, I have never seen such ill practices in my life. After reading these comments, I have to say I'm more than a little concerned. I will be doing the same, as my mother died, left me her house through a Trust and now that theyve bought the loan Ive been paying for through Community Loan Servicing for the past 2+ years as the Trustee/Beneficiary, they say I dont have authorization to discuss the account. No materials from this website may be copied, reproduced, republished, uploaded, posted, transmitted, or distributed in any way. I signed a Modification Agreement and Fed Ex it back on time to my loan servicer. These people are crooks and thieves. This review was chosen algorithmically as the most valued customer feedback. Please contact me. Please visit Homeowner Assistance Fund NCSHA, which provides an interactive state map, for further information on your states HAF program. You do not need to submit additional documentation to qualify other than your claim to have a pandemic-related financial hardship. View your mortgage details, payment options and up-to-date neighborhood information all in one easy place. When the company was able to get these borrowers into a loan modification program, they did not offer them a good deal. We are victims of Salene as well. I wont back down until they change or go out of business. I had a loan modification through BOA. I called them and they were adamant that they did not even though my bank verified this. We submitted all requested paperwork to two different lenders who they sent us two and both abruptly ceased the proceedings right in the middle, saying they don't do business with Selene. Is anyone being contacted? Almost every day I am on the phone with rude people from there. They keep sending my mail to the wrong address. I believe this company is in the business of fraud and property theft through misrepresentation. Where do we start with this lawsuit. During the forbearance period, you will also receive the following benefits: You may be eligible for a forbearance even if you are already delinquent on your payments. Most complainants state in their complaints, however, that Bank of America sold our mortgage to Selene in September of 2014. Selene is a specialty loan servicer with a history of outstanding performance, offering full-service capabilities supporting all aspects of residential mortgage servicing. Once I finally got someone, she just raved about how great their company is even though the system wouldn't be updated until Monday with my account info. Selene stated that the HAMP program was no longer available (I found out too late that they lied). I tried reaching out to Step forward Michigan and was denied because I did not have a life changing event happen to me (hardship). Please, anyone email me so we can all create a group to come forward with their illegal acts! All the representatives I talked told me they wont foreclose. Not a penny of our payments goes to principal. 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